/* 
   NM Crédito — Design System & Stylesheet (Refatorado)
   Stack: Vanilla CSS with Custom Properties (Minimalista, sem imagens, sem animações complexas)
*/

/* --- GOOGLE FONTS --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&display=swap');

/* --- DESIGN TOKENS (VARIABLES) --- */
:root {
    /* Colors */
    --color-bg: #f8fafc;
    --color-bg-alt: #f1f5f9;
    --color-bg-contrast: #092642;
    --color-text: #1e293b;
    --color-text-light: #64748b;
    --color-text-contrast: #ffffff;

    --color-primary: #092642;
    --color-primary-light: #133a63;

    --color-accent: #10b981;
    --color-accent-hover: #059669;
    --color-accent-light: #e6f8f3;

    --color-border: #e2e8f0;
    --color-border-focus: #10b981;

    /* Typography */
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Inter', sans-serif;

    /* Layout & Spacing */
    --max-width: 1140px;
    --section-padding-desktop: 80px;
    --section-padding-mobile: 48px;
    --border-radius-sm: 6px;
    --border-radius-md: 12px;
    --border-radius-lg: 20px;

    /* Shadows & Transitions */
    --shadow-sm: 0 2px 8px rgba(9, 38, 66, 0.04);
    --shadow-md: 0 10px 30px rgba(9, 38, 66, 0.06);
    --shadow-lg: 0 20px 40px rgba(9, 38, 66, 0.08);
    --transition-smooth: all 0.2s ease-out;
    /* Aceleração de transição para interações rápidas */
}

/* --- RESET & BASE --- */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.6;
    color: var(--color-text);
    background-color: var(--color-bg);
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

/* Typography elements */
h1,
h2,
h3,
h4 {
    font-family: var(--font-heading);
    color: var(--color-primary);
    font-weight: 700;
    line-height: 1.25;
}

h1 {
    font-size: clamp(2.25rem, 4.5vw, 3.5rem);
}

h2 {
    font-size: clamp(1.85rem, 3.5vw, 2.5rem);
    margin-bottom: 1.25rem;
}

h3 {
    font-size: clamp(1.25rem, 2vw, 1.5rem);
    margin-bottom: 0.75rem;
}

p {
    margin-bottom: 1.25rem;
}

a {
    color: var(--color-accent);
    text-decoration: none;
    transition: var(--transition-smooth);
}

a:hover {
    color: var(--color-accent-hover);
}

ul {
    list-style: none;
}

/* --- UTILITIES --- */
.container {
    width: 100%;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 24px;
}

.text-center {
    text-align: center;
}

.section {
    padding: var(--section-padding-desktop) 0;
    position: relative;
}

.section-alt {
    background-color: var(--color-bg-alt);
}

.section-contrast {
    background-color: var(--color-bg-contrast);
    color: var(--color-text-contrast);
}

.section-contrast h2,
.section-contrast h3,
.section-contrast h4 {
    color: var(--color-text-contrast);
}

/* --- BUTTONS --- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 24px;
    font-size: 15px;
    font-weight: 600;
    border-radius: 50px;
    transition: var(--transition-smooth);
    cursor: pointer;
    border: none;
    font-family: var(--font-body);
}

.btn-primary {
    background-color: var(--color-accent);
    color: #fff;
    box-shadow: 0 4px 12px rgba(16, 185, 129, 0.2);
}

.btn-primary:hover {
    background-color: var(--color-accent-hover);
    color: #fff;
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(16, 185, 129, 0.3);
}

.btn-secondary {
    background-color: transparent;
    color: var(--color-primary);
    border: 2px solid var(--color-primary);
}

.btn-secondary:hover {
    background-color: var(--color-primary);
    color: var(--color-bg);
    transform: translateY(-1px);
}

.btn-white {
    background-color: #fff;
    color: var(--color-primary);
    box-shadow: var(--shadow-sm);
}

.btn-white:hover {
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-outline-white {
    background-color: transparent;
    color: #fff;
    border: 2px solid #fff;
}

.btn-outline-white:hover {
    background-color: #fff;
    color: var(--color-primary);
    transform: translateY(-1px);
}

/* --- HEADER & NAVIGATION --- */
.header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    background-color: rgba(252, 251, 249, 0.95);
    border-bottom: 1px solid var(--color-border);
    transition: var(--transition-smooth);
}

.header.scrolled {
    box-shadow: var(--shadow-sm);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
    transition: var(--transition-smooth);
}

.header.scrolled .nav-container {
    height: 64px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-heading);
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--color-primary);
}

.logo span {
    color: var(--color-accent);
}

.logo-icon {
    width: 32px;
    height: 32px;
    background-color: var(--color-accent-light);
    color: var(--color-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--border-radius-sm);
    font-size: 16px;
}

.logo-img {
    width: 100%;
    height: auto;
    border-radius: 3px;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 28px;
}

.nav-link {
    color: var(--color-text);
    font-weight: 500;
    font-size: 15px;
    position: relative;
    padding: 6px 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--color-accent);
    transition: var(--transition-smooth);
}

.nav-link:hover {
    color: var(--color-primary);
}

.nav-link:hover::after {
    width: 100%;
}

.menu-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    color: var(--color-primary);
    cursor: pointer;
}

/* --- HERO SECTION (Refatorado para 1 Coluna Centrada, sem Imagens) --- */
.hero {
    min-height: 80vh;
    display: flex;
    align-items: center;
    padding-top: 130px;
    padding-bottom: 60px;
    position: relative;
    background-color: var(--color-bg);
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: var(--color-accent-light);
    color: var(--color-accent);
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 20px;
    text-transform: uppercase;
}

.hero-title {
    margin-bottom: 20px;
    letter-spacing: -0.015em;
}

.hero-subtitle {
    font-size: clamp(1rem, 2vw, 1.15rem);
    color: var(--color-text-light);
    margin-bottom: 32px;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
}

.hero-ctas {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.hero-trust-metrics {
    display: flex;
    gap: 48px;
    justify-content: center;
    border-top: 1px solid var(--color-border);
    padding-top: 24px;
    max-width: 600px;
    margin: 0 auto;
}

.metric-item {
    display: flex;
    flex-direction: column;
    align-items: center;
}

.metric-number {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--color-primary);
}

.metric-label {
    font-size: 13px;
    color: var(--color-text-light);
}

/* --- ABOUT SECTION (Refatorado para Texto e Grid de Destaques, sem Imagens) --- */
.section-header {
    max-width: 680px;
    margin: 0 auto 48px auto;
}

.section-badge {
    display: inline-block;
    color: var(--color-accent);
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 8px;
}

.grid-2col {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}

.about-content h3 {
    margin-bottom: 1rem;
}

.about-bullets-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.about-highlight-card {
    background-color: #fff;
    padding: 24px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    transition: var(--transition-smooth);
}

.about-highlight-card:hover {
    border-color: var(--color-accent-light);
    box-shadow: var(--shadow-md);
}

.about-highlight-card h4 {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 15px;
    margin-bottom: 8px;
    color: var(--color-primary);
    font-family: var(--font-body);
    font-weight: 600;
}

.about-highlight-card h4 i {
    color: var(--color-accent);
}

.about-highlight-card p {
    font-size: 13px;
    color: var(--color-text-light);
    margin-bottom: 0;
    line-height: 1.5;
}

/* --- SERVICES SECTION --- */
.grid-3col {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background-color: #fff;
    padding: 32px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    transition: var(--transition-smooth);
    display: flex;
    flex-direction: column;
    height: 100%;
}

.service-card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    border-color: var(--color-accent-light);
}

.service-icon {
    width: 48px;
    height: 48px;
    background-color: var(--color-bg-alt);
    color: var(--color-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--border-radius-sm);
    margin-bottom: 20px;
    font-size: 20px;
}

.service-card:hover .service-icon {
    background-color: var(--color-accent);
    color: #fff;
}

.service-card h3 {
    margin-bottom: 10px;
    font-size: 18px;
}

.service-card p {
    color: var(--color-text-light);
    margin-bottom: 20px;
    font-size: 14px;
    flex-grow: 1;
}

.service-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    font-weight: 600;
    color: var(--color-primary);
}

.service-link i {
    transition: var(--transition-smooth);
}

.service-card:hover .service-link {
    color: var(--color-accent);
}

.service-card:hover .service-link i {
    transform: translateX(2px);
}

/* --- WHATSAPP INFO SECTION (Centrado, sem Imagem) --- */
.whatsapp-promo {
    border-radius: var(--border-radius-lg);
    background: linear-gradient(135deg, var(--color-primary-light) 0%, var(--color-primary) 100%);
    padding: 48px;
    text-align: center;
}

.whatsapp-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background-color: rgba(37, 211, 102, 0.15);
    color: #25D366;
    padding: 6px 14px;
    border-radius: 50px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 16px;
}

.whatsapp-promo h2 {
    color: #fff;
    margin-bottom: 16px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.whatsapp-promo p {
    color: rgba(252, 251, 249, 0.8);
    margin-bottom: 32px;
    font-size: 1.05rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.whatsapp-grid-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 36px;
    text-align: left;
}

.w-step-card {
    background-color: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    padding: 24px;
    border-radius: var(--border-radius-md);
}

.w-step-card i {
    color: #25D366;
    font-size: 24px;
    margin-bottom: 12px;
}

.w-step-card h4 {
    font-size: 15px;
    color: #fff;
    margin-bottom: 6px;
    font-family: var(--font-body);
    font-weight: 600;
}

.w-step-card p {
    font-size: 13px;
    color: rgba(252, 251, 249, 0.6);
    margin-bottom: 0;
    line-height: 1.5;
}

/* --- DIFFERENTIALS SECTION --- */
.diff-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}

.diff-item {
    display: flex;
    gap: 16px;
    background: #fff;
    padding: 24px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
}

.diff-icon {
    width: 40px;
    height: 40px;
    background-color: var(--color-accent-light);
    color: var(--color-accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 18px;
}

.diff-text h4 {
    margin-bottom: 6px;
    font-size: 15px;
    font-family: var(--font-body);
    font-weight: 600;
}

.diff-text p {
    color: var(--color-text-light);
    margin-bottom: 0;
    font-size: 13px;
    line-height: 1.5;
}

/* --- PROCESS SECTION --- */
.process-timeline {
    position: relative;
    max-width: 800px;
    margin: 40px auto 0 auto;
}

.process-timeline::before {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    left: 20px;
    width: 2px;
    background-color: var(--color-border);
}

.timeline-item {
    position: relative;
    margin-bottom: 40px;
    padding-left: 50px;
}

.timeline-badge {
    position: absolute;
    top: 0;
    left: 0;
    width: 40px;
    height: 40px;
    background-color: var(--color-accent);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-weight: 700;
    z-index: 1;
}

.timeline-panel {
    background-color: #fff;
    padding: 24px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
}

.timeline-panel h3 {
    font-size: 16px;
    font-family: var(--font-body);
    font-weight: 600;
    margin-bottom: 6px;
}

.timeline-panel p {
    color: var(--color-text-light);
    margin-bottom: 0;
    font-size: 13px;
    line-height: 1.5;
}

/* --- SOCIAL PROOF (TESTIMONIALS - Sem Avatares) --- */
.testimonials-slider-wrapper {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
}

.testimonials-slider {
    display: flex;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    -webkit-overflow-scrolling: touch;
    gap: 24px;
    padding: 10px 0;
}

.testimonials-slider::-webkit-scrollbar {
    display: none;
}

.testimonial-card {
    flex: 0 0 100%;
    scroll-snap-align: center;
    background-color: #fff;
    padding: 40px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.testimonial-quote {
    font-size: clamp(1.05rem, 2.5vw, 1.25rem);
    font-family: var(--font-heading);
    font-style: italic;
    color: var(--color-primary);
    margin-bottom: 24px;
    line-height: 1.6;
}

.testimonial-author {
    border-top: 1px solid var(--color-border);
    padding-top: 16px;
    display: flex;
    align-items: center;
}

.author-info h4 {
    font-size: 14px;
    margin-bottom: 2px;
    font-family: var(--font-body);
    font-weight: 600;
}

.author-info p {
    font-size: 12px;
    color: var(--color-text-light);
    margin-bottom: 0;
}

.slider-controls {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 16px;
    margin-top: 24px;
}

.slider-btn {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    border: 1px solid var(--color-border);
    background-color: #fff;
    color: var(--color-primary);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-smooth);
}

.slider-btn:hover {
    background-color: var(--color-primary);
    color: #fff;
    border-color: var(--color-primary);
}

.slider-dots {
    display: flex;
    gap: 8px;
}

.slider-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background-color: var(--color-border);
    cursor: pointer;
    transition: var(--transition-smooth);
    border: none;
}

.slider-dot.active {
    background-color: var(--color-accent);
    width: 20px;
    border-radius: 4px;
}

/* --- FAQ SECTION --- */
.faq-container {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background-color: #fff;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
    overflow: hidden;
    transition: var(--transition-smooth);
}

.faq-question {
    width: 100%;
    padding: 20px 24px;
    background: none;
    border: none;
    text-align: left;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    cursor: pointer;
}

.faq-question h3 {
    font-size: 15px;
    font-weight: 600;
    font-family: var(--font-body);
    margin-bottom: 0;
    transition: var(--transition-smooth);
}

.faq-icon {
    width: 20px;
    height: 20px;
    color: var(--color-text-light);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-smooth);
    flex-shrink: 0;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.25s cubic-bezier(0, 1, 0, 1);
}

.faq-answer-inner {
    padding: 0 24px 20px 24px;
    color: var(--color-text-light);
    font-size: 14px;
}

/* Active State */
.faq-item.active {
    border-color: var(--color-accent-light);
}

.faq-item.active .faq-question h3 {
    color: var(--color-accent);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
    color: var(--color-accent);
}

.faq-item.active .faq-answer {
    max-height: 300px;
    transition: max-height 0.25s cubic-bezier(1, 0, 1, 0);
}

/* --- CONTACT SECTION --- */
.contact-grid {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 60px;
}

.contact-info h2 {
    margin-bottom: 1rem;
}

.contact-info p {
    color: var(--color-text-light);
    margin-bottom: 2rem;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-bottom: 24px;
}

.contact-method {
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.contact-method-icon {
    width: 40px;
    height: 40px;
    background-color: var(--color-bg-alt);
    color: var(--color-accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
}

.contact-method-text h4 {
    font-size: 14px;
    font-family: var(--font-body);
    font-weight: 600;
    margin-bottom: 2px;
}

.contact-method-text p,
.contact-method-text a {
    font-size: 13px;
    color: var(--color-text-light);
    margin-bottom: 0;
}

.contact-method-text a:hover {
    color: var(--color-accent);
}

.contact-form-card {
    background-color: #fff;
    padding: 36px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--color-border);
}

.contact-form-card h3 {
    margin-bottom: 6px;
    font-size: 20px;
}

.contact-form-card p {
    color: var(--color-text-light);
    font-size: 13px;
    margin-bottom: 24px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 6px;
}

.form-control {
    width: 100%;
    padding: 10px 14px;
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius-sm);
    font-family: var(--font-body);
    font-size: 14px;
    color: var(--color-text);
    transition: var(--transition-smooth);
    background-color: var(--color-bg);
}

.form-control:focus {
    outline: none;
    border-color: var(--color-border-focus);
    background-color: #fff;
    box-shadow: 0 0 0 3px var(--color-accent-light);
}

textarea.form-control {
    resize: vertical;
    min-height: 100px;
}

.checkbox-group {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    margin-bottom: 20px;
}

.checkbox-group input {
    margin-top: 3px;
}

.checkbox-group label {
    font-size: 12px;
    color: var(--color-text-light);
    line-height: 1.4;
}

/* --- FOOTER --- */
.footer {
    background-color: var(--color-bg-contrast);
    color: rgba(252, 251, 249, 0.6);
    padding: 60px 0 24px 0;
    font-size: 14px;
    border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.footer h3,
.footer h4 {
    color: #fff;
}

.footer-top {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
}

.footer-brand .logo {
    color: #fff;
    margin-bottom: 16px;
}

.footer-brand p {
    margin-bottom: 20px;
    max-width: 320px;
    font-size: 13px;
}

.footer-socials {
    display: flex;
    gap: 10px;
}

.social-icon {
    width: 32px;
    height: 32px;
    background-color: rgba(255, 255, 255, 0.05);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    transition: var(--transition-smooth);
}

.social-icon:hover {
    background-color: var(--color-accent);
    color: #fff;
}

.footer-links h4 {
    font-size: 14px;
    margin-bottom: 16px;
    font-family: var(--font-body);
    font-weight: 600;
}

.footer-links ul {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-links a {
    color: rgba(252, 251, 249, 0.6);
    font-size: 13px;
}

.footer-links a:hover {
    color: #fff;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.05);
    padding-top: 24px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
}

.footer-copy {
    font-size: 12px;
}

.footer-legal-links {
    display: flex;
    gap: 20px;
}

.footer-legal-links a {
    font-size: 12px;
    color: rgba(252, 251, 249, 0.4);
}

.footer-legal-links a:hover {
    color: #fff;
}

/* --- POLICY & TERMS PAGES --- */
.policy-page {
    padding-top: 120px;
    padding-bottom: 60px;
}

.policy-container {
    max-width: 800px;
    margin: 0 auto;
}

.policy-header {
    border-bottom: 1px solid var(--color-border);
    padding-bottom: 24px;
    margin-bottom: 32px;
}

.policy-meta {
    font-size: 14px;
    color: var(--color-text-light);
    margin-top: 8px;
}

.policy-content h2 {
    font-size: clamp(1.4rem, 2.5vw, 1.75rem);
    margin-top: 2rem;
    margin-bottom: 1rem;
    border-bottom: 1px solid var(--color-border);
    padding-bottom: 6px;
}

.policy-content h3 {
    font-size: clamp(1.15rem, 2vw, 1.25rem);
    margin-top: 1.5rem;
    margin-bottom: 0.75rem;
}

.policy-content p,
.policy-content li {
    font-size: 14px;
    color: var(--color-text);
    margin-bottom: 1rem;
}

.policy-content ul,
.policy-content ol {
    margin-bottom: 1.25rem;
    padding-left: 20px;
    list-style: disc;
}

.policy-content li {
    margin-bottom: 6px;
}

.policy-content table {
    width: 100%;
    border-collapse: collapse;
    margin: 20px 0;
    font-size: 13px;
}

.policy-content th,
.policy-content td {
    border: 1px solid var(--color-border);
    padding: 10px 14px;
    text-align: left;
}

.policy-content th {
    background-color: var(--color-bg-alt);
    color: var(--color-primary);
    font-weight: 600;
}

.policy-content blockquote {
    border-left: 3px solid var(--color-accent);
    background-color: var(--color-bg-alt);
    padding: 12px 20px;
    margin: 20px 0;
    border-radius: 0 var(--border-radius-sm) var(--border-radius-sm) 0;
}

.policy-content blockquote p {
    margin-bottom: 0;
    font-size: 13px;
}

.btn-back {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: var(--color-text-light);
    margin-bottom: 24px;
}

.btn-back:hover {
    color: var(--color-primary);
}

/* --- RESPONSIVENESS --- */
@media (max-width: 992px) {
    .hero {
        padding-top: 110px;
        padding-bottom: 48px;
    }

    .grid-2col {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .grid-3col {
        grid-template-columns: repeat(2, 1fr);
    }

    .whatsapp-grid-steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }
}

@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background-color: var(--color-bg);
        flex-direction: column;
        align-items: center;
        justify-content: flex-start;
        padding: 36px 24px;
        gap: 24px;
        transition: var(--transition-smooth);
        border-top: 1px solid var(--color-border);
        z-index: 999;
        overflow-y: auto;
    }

    .header.scrolled .nav-menu {
        top: 64px;
        height: calc(100vh - 64px);
    }

    .nav-menu.active {
        left: 0;
    }

    .menu-toggle {
        display: block;
    }

    .grid-3col {
        grid-template-columns: 1fr;
    }

    .diff-list {
        grid-template-columns: 1fr;
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
        gap: 12px;
    }
}

@media (max-width: 480px) {
    .hero-badge {
        font-size: 11px;
        padding: 4px 10px;
    }

    .hero-ctas .btn {
        width: 100%;
    }

    .testimonial-card {
        padding: 24px;
    }

    .contact-form-card {
        padding: 24px 16px;
    }
}